Private insurances
Protect your hard-earned saving when you need to pay medical bills or take time off from work. .
Accidents can happen anytime, while you are playing sports, driving a car, commute on public transport, walking on the street, having dinner with your family or shopping in a mall. To avoid or the financial strain that an accident can bring to you and your family learn more how Personal Accident can protect you.
Standard benefits under a Personal Accident plan:
- Accidental Death: Your sum insured.
- Permanent Disablement: Up to the sum insured, with a range of benefits expressed as a percentage of the sum insured, depending upon the severity of the disablement.
- Temporary Disablement: You can insure up to 80% of your average weekly earnings to be paid as weekly benefit when an accident prevents you from engaging in your usual occupation for up to 104 weeks (2 years).
- Medical Expenses: Incurred as a result of an accident.
Premium depends on your occupation, insurers use different categories of occupations for example:
- Class I: Professional, administrative and clerical duties without manual work e.g. accountants, dentists, office workers.
- Class II: Other non-manual occupations, e.g. sales representatives, messengers, shop salespersons.
- Class III: Professionals and occupations involving slight manual work, g. chauffeurs.
- Class IV: Occupations involving manual work, e.g. garment workers, butchers, motor mechanics, interior decorator.
Personal Accident Insurance Quote
For more information about Personal Accident Insurances please get in touch.
Reliable. Professional. Fast.
Call: +852 8170 3810
